Your credit profile is a fundamental aspect of your financial identity, and understanding your rights concerning it is crucial. Primarily, you have the right to access your credit report from each of the major credit bureaus — Equifax, Experian, and TransUnion — once per year, free of charge, through AnnualCreditReport.com. Additionally, you have the right to dispute any inaccuracies or errors on your credit report. If you find incorrect information, you can file a dispute with the credit bureau, who is then obligated to investigate and correct any mistakes within a reasonable timeframe. Moreover, you're entitled to know who has accessed your credit report within the past two years for most purposes and within the past year for employment purposes. Understanding these rights empowers you to take control of your credit profile, ensuring its accuracy and safeguarding your financial reputation is OUR PLEASURE!